Welcome to this 208 Niagara St. London this multi-generational layout with the walk-up basement is a solid, one-floor home offering 1,037 sq. ft. of comfortable living space in the highly desirable Fairmont neighborhood. This versatile property is ideal for families, multi-generational living, or buyers looking for income potential. The main floor features three bedrooms, a functional kitchen with patio doors leading to the backyard, and hardwood flooring beneath the existing carpet. The finished lower level offers outstanding flexibility with a spacious second kitchen, large family room, four-piece bathroom, laundry area, and a separate walk-up entrance with direct access to the oversized attached garage-creating an excellent opportunity for an in-law suite, teenage retreat, or potential rental accommodation (buyer to verify permitted uses).The oversized attached garage (approximately 4.0 m x 7.99 m / 13'1" x 26'3") provides exceptional storage and workspace. The property offers excellent backyard access-ideal for adding a detached workshop or garage, or for conveniently parking an RV, trailer, or recreational vehicles. Major updates include a 2-year-old central air conditioner, a 4-year-old roof with 40-year shingles, an owned water heater, and a furnace with an updated blower motor. Electrical wiring is already in place from the panel to the front yard for a future lamp post, should the new owner wish to reconnect it. This is a rare opportunity to own a solid, versatile home in one of London's most established family neighborhood, offering excellent schools, parks, and amenities, with endless possibilities for today's lifestyle.